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1.
Consumer
Reports Rates Medicare HMOs And Medigap Policies
If
you're looking to plug the gaps in your Medicare coverage with a supplemental
insurance policy or a Medicare HMO, here's some good news: Seniors in most major
cities have a good selection of these two major health-care options.
The Ratings cover 559 Medicare-supplement
policies and 273 Medicare
HMOs for 30 cities: Atlanta, Boston, Chicago, Cincinnati, Cleveland, Dallas,
Denver, Detroit, Houston, Jacksonville, Fla., Kansas City, Mo., Las Vegas, Los
Angeles, Louisville, Ky., Manchester, N.H., Miami, Milwaukee, Minneapolis, New
Orleans, New York, Philadelphia, Phoenix, Pittsburgh, Portland, Ore., Raleigh,
N.C., San Francisco, Seattle, St. Louis, Tampa, Fla., and Washington, D.C. The
Ratings will be included in a book, "The Consumer Reports Complete Guide to
Health Services for Seniors," to be published in January by Three Rivers
Press.
2. Variations in Medigap Premiums
Florida and New York Residents Charged Most for Medigap
Policies, Utah and Maryland Residents Charged Far Less (Premium costs vary
widely state to state, city to city and insurer to insurer)
http://www.weissratings.com/NewsReleases/Ins_Medigap/20000612MEDIGAP.HTM
3.
Regional Office Medigap Contacts
Regional Office Medigap Contacts are responsible for helping
beneficiaries or others acting on their behalf who have a specific problem with
Medigap coverage. This list was prepared and verified by the Center for Medicaid
and State Operations.
http://www.nmep.org/partners_corner/MedigapRegionalList2.asp
4.
Medicare Health Plan Compare
Medicare Health Plan Compare helps you obtain detailed
information on Medicare's health plan options. By "comparison
shopping," you can find the plans that are best for you. Different
comparisons you can make for plans include:
Quality
of the plans in keeping members healthy or treating them when sick
http://www.medicare.gov/mphCompare/home.asp
5.
Medigap Compare
Welcome to Medigap Compare. This is an interactive tool for
Medicare beneficiaries and people who assist them with their care. It is
designed to help you find the insurance companies in your state that sell
Medigap (Medicare supplemental insurance) plans, and it gives you information on
how to contact the insurance companies. Medigap Compare also provides general
information about Medigap insurance to help you with your health care
choices. Some data included on the site was provided directly from the insurance
companies selling Medigap plans. Medigap Compare currently contains some basic
information about each reporting insurance company, such as:
which plans they offer,
if the plans are offered to persons at or over age 65, under
65 with disabilities and/or ESRD, how they price their plans based on what rating
method they use, and if you need to be a member of a certain organization to
buy one of their plans.
http://www.medicare.gov/mgcompare/home.asp
6.
Ten Standardized Medigap Plans
Every company offering Medigap insurance must offer Plan A. In
addition, companies may have some, all, or none of the other plans.
|
Plan |
Number of
Policies |
% of
Policies |
|
A |
2,030,000 |
7.0% |
|
B |
4,720,000 |
16.3% |
|
C |
6,380,000 |
22.0% |
|
D |
1,270,000 |
4.4% |
|
E |
340,000 |
1.2% |
|
F |
9,480,000 |
32.7% |
|
G |
660,000 |
2.3% |
|
H |
1,740,000 |
6.0% |
|
I |
950,000 |
3.3% |
|
J |
1,390,000 |
4.8% |
|
TOTAL |
28,960,000 |
100.0% |
(source: Physician Payment Review
Commission)
Basic Benefits - Included in all plans:
http://www.medicare.gov/mgcompare/tenstandardplans.asp
7.
Medigap Compare - Standardized Medigap Plans
View standardized plans for Massachusetts.
View standardized plans for Minnesota.
View standardized plans for Wisconsin.
View standardized plans for Washington D.C. or any state except MA, MN, or WI.
http://www.medicare.gov/mgcompare/standardPlans.asp
8.
Frequently Asked Questions - Top 20 Medicare/Medicaid Questions and
Answers
The following 20 questions and answers are the most frequently
asked questions by callers to the Medicare + Choice toll free line for the time
period from May 1, through May 31, 2000. These questions and answers will be
updated monthly.
http://www.medicare.gov/FAQs/Top20.asp
9.
Guide to Health Insurance for People with Medicare, 2000 Edition
An information guide to help beneficiaries with purchasing
Medigap supplemental insurance, using Medigap supplemental insurance and other
kinds of health insurance.
http://www.medicare.gov/publications/guide.pdf
10.
Medicare Health Plans Non-Renewal Fact Sheet
A fact sheet with details about health plan renewal
information.
http://www.medicare.gov/publications/nonrenew.pdf
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